33 Benoi road , Pioneer Lot Singapore 627784
Appointments Only
Opened Daily
10.30 AM -07.00 PM
98% Approval rates!*
Upwards to $450,000*
30 Minute Process!
Bad credit Welcomed to apply
We are one of the top licensed moneylender with years of experience in the financial industry, making us one of the best alternatives to traditional banks, our team of financial advisers are always ready to provide our potential clients with any information that would aid them in making the right decisions.
Our Personal loans category can be adapted to any unique short-term financial needs our customers may have may it be for renovation, school fees medical emergencies or any other financial needs and We promise to exceed your expectations with our services, just allow our staffs to assist in helping you understand how much you would be capable to borrow.
Our current online platform allows clients to be from all walks of life to post their quires and apply for their desired loan via an easy 3 step process Once all documentations are filed, our loan officers would guide you through the loan agreement and the loan sum would be disbursed to you on the spot.
Based on the updated regulations, here’s the maximum amount you can borrow based on your car’s OMV. Open Market Value (OMV) the Maximum amount you can borrow Up to $20,000 | 70% of the purchase or valuation price More than $20,000 | 60% of the purchase or valuation price.
However, this only indicates a MAXIMUM. The actual amount a bank will agree to loan you may be smaller, as the bank will assess your monthly income, financial commitments, and credit score. In Singapore, one official regulation that applies to your car loan is the TDSR or Total Debt Servicing Ratio. You can read the linked article for the full story, but in short, it means that you can’t use more than 60% of your income to repay loans.
So if most of your salary is going to big housing loan installments or if you have enormous outstanding credit card bills to pay, you may not be able to get the full 70%. Make sure you’re financially prepared for the down payment of 30% or more, which you need to pay in cash.
There are 3 options for you to choose from:
They have helped me and my family tide through times of needs and i truly appreciate their effort , been with them ever since ! thanks once again!
Travis Koh
Sales Director
We are a legal money lending company in Singapore registered under the Ministry of Law, We constantly strive to be patient , professional and efficient when dealing with our potential clients not forgetting to address their present concerns and work out the best financing solution that suit our borrowers current situation whilst being fast and effective with minimal waiting time for our clients
Our repayment packages and interest rates are carefully design to fit your paying budget we are aware that time is valuable and rest assured that you can rely on us to deliver our commitments and enjoy our top tiered services that every customer is looking for!
33 Benoi road , Pioneer Lot Singapore 627784
Appointments Only
Opened Daily
10.30 AM -07.00 PM